You can check out our guide to the best SSL certificate services for more information. While most website builders come with a secure sockets layer (SSL) certificate to ensure your customer’s security, you might have to use a standalone service if you want to accept payments over the internet. Many modern website builders, such as Squarespace, Kajabi and Shopify, and marketplaces, such as Etsy, are designed to facilitate online purchases and integrate easily with payment processors. You’ll have to connect it to your online storefront, which is usually fairly simple with the right website builder. ![]() To accept online payments for e-commerce or other business, you need an account with a payment service provider (PSP), such as PayPal, Stripe, Square or Shopify. If required, customers can usually enter a personal identification number (PIN) for a debit card or sign to authorize the transaction onscreen or on a receipt printed from the credit card terminal. Modern POS systems, such as Square and Clover, include hardware and software that let you process both card and cash transactions. To accept credit card payments in a retail location-like a restaurant or store-you need a point-of-sale (POS) system with a card reader or a credit card terminal that can process transactions on its own. The difference among various ways to accept credit card payments is mainly in how you input card information on the front end.
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